Preferential mortgage loans (mortgage interest relief)

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This product was introduced in 1985 by the Panamanian Government to encourage the working class to buy their own homes For more detailed information, see Law 3 passed May 3, 1985 and subsequent amendments thereof.



  • Being able to set up a mortgage with a sound, reliable bank
  • Optional coverage under the collective life and fire insurance policies that the Bank maintains for residential mortgages.
  • Competitive interest rates
  • More than 40 conveniently located branch offices for paying your monthly mortgage installments.
  • Through our on-line banking facilities you may check on the balance of your mortgage loan as well as verify details of the last payment made (subject to our regular membership policy)